1994 — It’s taken me 32 years to commit this story to print. I’m not sure why. Maybe it has too many moving parts, takes too much time to type out, or is simply too sacred a memory. Or maybe it shines too bright a light on a dark chapter of my journey. But today, as I sat in church listening to a really fine, comprehensive message on the value and challenges of forgiveness, I figured today’s the day. It’s time. Here goes.
The story begins in 1993. A friend of a friend wanted a perm and asked if I’d barter the service for a piece of carpet. We had recently bought a house with half an unfinished lower level. We’d started turning the southwest corner into a home salon and planned to finish the remaining northwest quarter, which Chris was using as a bedroom. Carpet would be great—getting him one step closer to a legit bedroom.
Long story short, as she was getting into her car to leave, she noticed scratch marks on all four doors, fenders, and quarter panels of her beautiful black car. Scratches that were obviously put there by a little person just learning to form their letters. Apparently, her black car reminded a kindergarten-ish child of a classroom chalkboard. There was a rock tucked into the right-hand corner of the rear license plate well.
She was livid. I was nauseous.
I offered to pay her insurance deductible since, we assumed, the crime was committed in my driveway, on my property. She agreed. I called Mike and our credit union loan officer (who happened to be my mom).
Well, sometime between the deductible agreement and collecting three repair estimates, she changed her mind. She decided she didn’t want to file an insurance claim—which might raise her premium—and instead insisted we were responsible for the entire repair bill, upwards of nearly $10,000. Our mortgage for the 4-bedroom, 2-bath, 2-car attached house was $53,000! We refused, and she threatened to sue.
She also began a campaign to make my life miserable. She would call demanding payment and threaten to have my license taken away. The next call would be a threat to report me to the state housing program that had approved our mortgage, claiming I couldn’t use the home for business purposes.
After a couple months of receiving these threats every week or so, I decided to make two phone calls: one to the state cosmetology commission and the other to the state’s mortgage assistance program. In less than ten minutes, I had authoritative, definitive answers. Her threats were toothless.
The relief, though substantial, was short-lived.
She started court proceedings.
I was getting sued. Court was set for February 14, 1994.
I wrote a letter to the court explaining my side, offering to pay the deductible. I didn’t mention her threats or the fact that she was demanding we pay the entire repair and repaint bill. I figured since that was what she was petitioning the court for, the judge would already know.
I finished my statement, and then she got up to speak.
And she LIED. Bald-faced lied—in court! She claimed our girls were responsible and insisted I had refused to pay the deductible, which was (cough. cough) all she was asking for. WHAT?! All this mess for what I’d offered all along—plus implicating our kids?!
Oh boy howdy, was I hot. But her nose didn’t grow, and her pants didn’t burst into flames, so there was no way for the honorable judge to ascertain the depths of her deceit.
A couple of weeks later, a certified letter arrived with the ruling. I was found guilty and ordered to pay the $1,000 deductible. Five months this had dragged out, and in the end I gave her exactly what I’d originally offered—but now I was saddled with an unwarranted, unsubstantiated designation: GUILTY.
Why didn’t they use a word like responsible? That’s an easier pill to swallow than guilty. Guilty—me and my girls. It didn’t sit well. The injustice. The deception. The court’s declaration.
I sent off the check, hoping that would put an end to the angst.
Nope.
Things stewed in me for another month or so, and then the vivid dreams started.
It was a Saturday night. The dream is as clear in my mind tonight as it was 32 years ago.
My friend Myrna (wearing her multi-pastel-colored wind suit) and I walked through a set of double doors. I was shocked, super angry, crying, and inconsolable, saying, “I can’t believe he left me!”
She said, “Being a single mom is hard, yes—but lots of women have done it. I’ve done it. You can do it too.”
I looked up, and there were all of Mike’s friends standing—not in a circle, but in a square. In my dream, I was baffled by this, because people don’t stand around visiting in right-angles.
End of dream.
Two days later—Monday—the Spirit of God interrupted my day off, insisting I ask her to forgive me.
ARE YOU KIDDING ME?! You want me to ask that woman—who lied, threatened, and made my life hell for nearly six months—to forgive ME?! That’s out of the question. I did nothing wrong. My girls and I had been slandered and falsely accused.
I argued my case the entire day. God was relentless, and He reminded me of the terrible words I had spoken about her.
Finally, I simply wrote:
“Please forgive me.
Deb.”
I slapped a stamp on it and shoved it into the outgoing mailbox slot. Unretrievable.
Thursday—just as I told God she would—she called. Gloating and rubbing my nose in the judge’s decision.
That night, dream #2.
I was in my tiny salon, trying to do someone’s hair, and she’s there—in the way. Blocking my every turn.
Then she said, “Deb, I have one thing I need to say to you, and then I’ll be out of your life forever.”
“WHAT?” I snarled, turning to face her.
She put her hands on my face, kissed my cheek, and said, “Thank you.”
Then, poof, she disappeared before my eyes.
End of dream.
Saturday real life. Not a dream: Mike, Chris, and Jen went to play mini-golf. I stayed home with Rach—not sure why; one of us must not have been feeling well. She was asleep when the phone rang.
A person I didn’t know told me there had been an accident. My kids were safe and with her, and EMT workers were with Mike.
“How’s Mike?!” I kept asking.
Her only response was, “Your kids are fine.”
Since this is already two pages longer than I normally write, let’s skip ahead.
Mike had blacked out—cause unknown—while driving on Highway 44. His body convulsed, stiffened, and mashed the accelerator to the floor of our full-size conversion van. Jen was lying on the back bench seat; Chris was riding shotgun, buckled in.
Mike’s right hand grabbed his left arm. His left hand clamped the wheel and jerked it into the oncoming traffic lane. Chris fought to keep the van in the right lane for nearly a mile. Then it went into the ditch, ramped up a field approach, flipped end over end, and came to a stop over an irrigation ditch, driver’s side down.
Jen felt hands holding her against the seat. Completely unharmed. Chris was held in place by his seatbelt, and as I write this, I don’t recall him having any belt bruising—I’ll ask him to confirm.
We believe Mike was thrown through the windshield and landed in the two-foot-deep, water-filled irrigation ditch. He lay submerged until Chris, with the help of people who witnessed the accident, got the passenger door open, spotted Mike’s white shoes in the dark, and lifted his head out of the water.
I followed the ambulance to the ER, and we spent the night hoping for answers. All tests came back normal except for a “slightly elevated white blood count”—which, if your ear gets torn off and your body lies in an irrigation ditch for 30 minutes or so, I’d expect some white blood cell action.
After a couple of hours—waiting for test results and for the doctor to finish with two other patients who had barely survived after mixing ammonia and Clorox—Myrna came in to keep us company.
Several hours later, still no answers, they prepped Mike to go home. I left to get the car. Myrna walked out with me through the ER’s double doors.
And there they were.
All of Mike’s friends stood up from the waiting area’s square-shaped seating configuration.
At that moment, I looked to my right—and sure enough—Myrna was wearing her multi-pastel-colored wind suit. I was reliving last week's dream. Minus the devastation.
There was absolutely no question in my mind.
Had I refused to obey the Lord five days earlier, there would have been a completely different outcome that April night in 1994.
Forgiveness matters.
Why? Simple. When we refuse to walk in obedience to the laws that govern God’s Kingdom, we, by default, place ourselves under the jurisdiction of the enemy and his kingdom.
And that’s just plain stupid.
Romans 6:16 (AMP)
Do you not know that when you continually offer yourselves to someone to do his will, you are the slaves of the one whom you obey—either slaves of sin, which leads to death, or of obedience, which leads to righteousness (right standing with God)?
If you're enslaved by the hurtful action of others - they consume your thoughts, direct your words, change your beliefs about who God says you are. That can change right now!
Dear God,
I am sorry for disobeying Your mandates. I have held such-and-such against so-and-so since blank and blank. Today, I forgive them. I release the offense and place the situation into Your more-than-able hands.
Thank You, Lord Jesus, for making this freedom possible by Your blood, sacrificed for me. The enemy is no longer able to cite that area of disobedience. I ask now for Your Kingdom to be made manifest and Your will realized in this earthen vessel as swiftly and completely as Your will is done in Heaven.
Thank You, gracious, merciful, and glorious God. Amen!
The Cross makes change in every situation possible. Not necessarily automatic. Some things require active obedience. Ask The Lord if there's anything keeping you a prisoner of war and what He needs you to do to secure your release. Jesus didn't do all He did so we could be stuck as POWs in the kingdom of darkness!
Forgiving is just the tip of the iceberg of God’s Kingdom ways. Maybe next time I’ll tell you about the day I quit agreeing with Satan’s assessment of who I was—and started agreeing with God instead.

